Everyone wants affordable, quality health insurance. But for a long time, many Americans who didn’t get coverage through an employer couldn't afford it on their own, especially if they had a pre-existing condition.
The Affordable Care Act was created to change all of that by
● Improving affordability
● Making it easier to choose coverage
● Improving coverage
● And protecting consumers
How did the ACA improve the way you get health insurance?
The ACA – also known as Obamacare – was largely about affordability –
● through income-based subsidies that lower premiums and out-of-pocket costs
● and through expansion of Medicaid eligibility that helped millions low-income Americans get coverage
The ACA also made it easier to shop for insurance - through marketplaces in every state that offer standardized coverage levels - bronze, silver, gold and platinum – that let you better understand the costs of each health plan.
Obamacare dramatically improved coverage with health plans now required to include essential health benefits – covering common expenses you’d expect, such as
● Preventive care
● Visits to your doctor
● Mental health
● Maternity and newborn care
Is that all? No. The ACA included key consumer protections - including a rule that you can’t be denied coverage or charged more because you have a pre-existing health condition.
So how can you get ACA health insurance?
If you’re eligible, you can get ACA-compliant coverage during open enrollment, which starts November 1st and – in most states – will end on January 15th.
How affordable can your coverage be? Visit healthinsurance.org and use our subsidy calculator to see how much you can save. You can also get a free health insurance quote – or get help from a licensed insurance agent.
Learn more about the ACA at healthinsurance.org.
