3 THINGS YOU SHOULD ALWAYS DO WHEN DEALING WITH YOUR INSURANCE ADJUSTER on the Disability Law Show with a disability lawyer and national co-managing Partner Sivan Tumarkin. Learn how to fight back against the insurance company and get what you're owed in Ontario, British Columbia, and Alberta on Season 4 Episode 28 of the only disability law show on TV in Canada.
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*FEATURED ON THIS EPISODE...*
0:00 - Intro
🔹 Insurer advising a return to work after a medical assessment - 1:50
I worked in an automotive manufacturing plant and I'm going through cancer treatments for breast cancer. I've been on LTD for almost 2 years and was recently informed after an assessment that I should be able to return to work. How is this possible?
• Independent Medical Assessments: [ Ссылка ]
📧 Denied long-term disability mental health claim due to the sedentary job - 9:46
EMAIL from Help@DisabilityRights.ca: “I’ve been struggling with depression and anxiety since my son died last year of cancer. I also had a heart attack 6 months ago and haven’t worked as an account executive since. The insurance company initially denied my LTD claim because they said my job was sedentary, and I could still work. Should I appeal?"
• Appeals and Long-term disability: [ Ссылка ]
▶️ 3 Things you should ALWAYS do when dealing with your insurance adjuster:
1️⃣ Ask for a copy of your LTD policy and go through it. - 14:27
2️⃣ Ask the adjuster to explain anything you do not understand, in reference to your policy. - 16:12
3️⃣ Confirm all conversations with your adjuster in writing. - 19:02
❓ Given a return to work date by the insurance adjuster - 24:10
[ Ссылка ]: "I've been on LTD for almost two years but was recently given a return-to-work date and plan by my insurer. My doctors don’t believe I am ready and that I need extensive physiotherapy before I am able to function properly. I don’t understand how the insurer could push me to return before I’m ready. What should I do?"
📧 Asking insurance adjuster if surveillance is being conducted - 27:00
EMAIL from Help@DisabilityRights.ca: “Do I have the right to ask my insurance company if they are conducting surveillance on me?'
• Surveillance and LTD: [ Ссылка ]
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