There are two Credit Bureaus in Canada. This video goes through in detail how to read your Equifax report. It doesn't matter if you are just trying to better understand credit, navigage your report, or make sure there are no errors or fraud. This video will walk you through how to read your Equifax Credit Bureau like a pro!

Resources:

How to get and download a copy of your Equifax report - [ Ссылка ]
Is your Credit Score accurate? Don't let it mislead you - [ Ссылка ]
What are your options when you find errors on your Credit report - Coming soon
What to do when Fraud happens to you - [ Ссылка ]
Hard hit (inquiry) vs Soft hit (inquiry) - [ Ссылка ]
How long does a credit inquiry stay on my Equifax report - Coming Soon
Why it is essential to review both your Equifax and TransUnion reports - [ Ссылка ]
How to file a dispute with Equifax report - [ Ссылка ]
How to get and download a copy of your TransUnion report for Free - [ Ссылка ]
How to read your TransUnion Credit report - [ Ссылка ]

CHAPTERS :
00:00 Intro
02:23 Equifax Credit Score
03:46 The Equifax Credit Score you see is not the one the banks use
03:58 It is very important to check the date of your Equifax Score
04:47 Is it worth paying for your Equifax Score
05:25 How to view what makes up your Equifax Credit Score
05:35 How to print a copy of your Equifax Credit Report
05:56 What is important to note about your personal information
06:18 What if you see an address that you have never lived at?
06:44 What shows up on my Credit Report? (Different accounts summary)
07:23 How to see the details of each account
07:44 How much does a late payment lower your credit score?
08:14 Where is the Creditor's phone number
08:37 What to do if you see a Past Due Amount
08:47 Why is is a lender still reporting on a closed or written off account?
09:34 Why the Date of Last Payment is so important
10:16 Does it lower your score when you check your credit?
11:59 How long does a Bankruptcy, Consumer Proposal, collection, or judgement (lawsuite) stay on the Credit Report.
12:39 Are collections or Judgements (Lawsuite) removed from the report when paid?
13:13 Why am I seeing my loan registered in the Secured Loan Section
13:27 Is there a limit to how many times I can dispute an error with Equifax?

RESOURCES:

MY STREET CRED
- [ Ссылка ]

RESOURCES BOOK
– The Credit Game - [ Ссылка ]

FOLLOW US:
WEBSITE - [ Ссылка ]
PODCAST – On Apple, Google, Spodify, and others
FACEBOOK – [ Ссылка ]
INSTAGRAM - [ Ссылка ]
TIKTOK - [ Ссылка ]

ONLY FOR CANADIAN MORTGAGE PROFESSIONALS
*If you are a Canadian mortgage professional below are the links to the private pages*:
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Linked: [ Ссылка ]

DISCLAIMER This YouTube channel is produced for your general education and entertainment. We have done our best to ensure that the information provided is correct and helpful, however, nothing on this YouTube Channel should be considered financial advice. We cannot be held liable without knowing your specific credit or financial situation. Email me directly at info@CreditGame.net if you would like a one-on-one consultation.

#equifax #creditgamecanada #credittv

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