How to avail SBI pre-approved personal loan on YONO app:
Here is how to avail a pre-approved personal loan on SBI’s YONO app:

Step 1: Open YONO and log in.
Step 2: Select "Avail Now" from the drop-down menu.
Step 3: Determine the loan amount and term.
Step 4: Enter the OTP that was sent to the registered mobile number - Amount Credited


Interest Rate:
When applied through the YONO app, pre-approved SBI personal loan applicants get loans at interest rates ranging from 9.60% to 12.60% p.a.

Documents Required for Personal Loan Application:
Following documents are required for SBI personal loan through YONO app:
PAN Card
Aadhaar Card/Passport/Driving License/Voter ID Card/NREGA Card
3 Months’ Salary Slips
Check off from employer (optional)


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