Choosing the right Medigap plan is crucial for your healthcare coverage, and the decision between Plan N and Plan G can be complex. Cameron Giardini of Giardini Medicare, a family-operated, Medicare-focused insurance agency, simplifies this choice by comparing the key differences and costs of Plan N and Plan G. This video is essential for anyone nearing Medicare eligibility or considering a Medigap switch, offering a clear breakdown of both plans' benefits, potential out-of-pocket costs, and the impact of Medicare Part B excess charges. If you need to connect with us or another independent broker, you can do so using this link: [ Ссылка ]
Video Timeline:
00:00 - 00:50 - Introduction
00:51 - 02:29 - Understanding Medigap Plans
02:30 - 04:25 - Overview of Plan N vs. Plan G
04:26 - 09:40 - Plan N vs. Plan G Coverage Differences
09:41 - 17:26 - Understanding Part B Excess Charges
17:27 - 24:05 - Plan N vs. Plan G Premium Differences
24:06 - 25:49 - Long-Term Plan N vs Plan G Cost Analysis
25:50 - 27:37 - Which Plan is Actually More Popular?
Learn about the standardized benefits of Medigap policies, how they complement Original Medicare, and the specific advantages and disadvantages of Plan N and Plan G. We provide real-world examples to demystify Part B excess charges and discuss the long-term financial implications of each plan, helping you make an informed decision that suits your healthcare needs and budget.
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Sources for this video:
Plan N Official Guidance: [ Ссылка ]
Average usage of PCPs and Specialists for Medicare beneficiaries: [ Ссылка ]
Medicare.gov participating vs. non-participating providers: [ Ссылка ]
KFF Providers Opting out of Medicare: [ Ссылка ]
MedPAC report showing the percentage of claims paid on assignment: [ Ссылка ]
Link to download the Telos Future of Medicare Supplements Report: [ Ссылка ]
Average number of hospitalizations: [ Ссылка ]
Physical Therapy CPT Codes: [ Ссылка ]
Common urgent care CPT codes: [ Ссылка ]
Common telehealth CPT codes: [ Ссылка ]
Medicare definition for Medicare Supplements: [ Ссылка ]
How Original Medicare Works: [ Ссылка ]
Medicare and You Handbook: [ Ссылка ]
2024 Medicare Costs: [ Ссылка ]
Preventive Services Overview: [ Ссылка ]
Medicare Participation Announcement: [ Ссылка ]
Negatives for non-participating providers: [ Ссылка ].
Medigap Guaranteed Issue Rights: [ Ссылка ]
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