Every American adult knows that accruing a large enough nest egg to support you after you retire is a difficult enterprise. But you might be less cognizant of the complications that follow after retiring: Managing your money once you switch from your familiar "saving up" mode to the new and confusing "spending down" mode will be no walk in the park, either. However, one thing can make both of those tasks much tougher, and that's falling prey to personal finance myths.

In this episode of Motley Fool Answers, hosts Alison Southwick and Robert Brokamp bring personal finance writer Maurie Backman into the studio to talk about her five least favorite mistakes in that category. But first, it's another multifaceted "What's Up, Bro?" segment with some good news for users of certain tax-advantaged investment vehicles, and less good news for...well, most of us.

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