گزارش ویژه از قیرریزی سرک قلب کابل دهمزنگ الی کوته سنگی کابل

برای تماشای برنامه های افغانی، گزارش ها، برنامه های چالشی، تفریحی و سرگرمی کانال ما را سبسکرایب و زنگوله را فشار دهید؛ ما را یاری کنید تا به فامیل یک میلیون سبسکرایبر مبدل شویم.

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What Is Insurance?
Insurance is an agreement represented by a policy, under which an individual or corporation receives financial protection or payment from an insurer in the event of a loss. The company pools clients' risks to make funds available to pay for the claims.

People obtain insurance not only to reduce risks posed by unforeseen occurrences but also to assist with common expenses, such as annual medical checkups and dentist appointments.

Moreover, insurance firms negotiate discounts with healthcare providers, and their clients pay the discounted rates.

The most challenging aspect of insurance is paying for something you hope you never need. Nobody wants anything unpleasant to happen to them. However, if you experience a loss without insurance, you may be in a precarious financial situation.


Types of Insurance
There are many different types of insurance, each with its specific coverage. The most common types of insurance are:

Life Insurance
Life Insurance is a contract between an insurance policyholder and an insurer in which the insurer agrees to pay a sum of money to the beneficiary upon the insured person's death or after a predetermined period.

This benefit comes in exchange for the policyholder's premium payments. Life insurance safeguards the future of your loved ones by paying a lump payment, known as a death benefit, in the case of an unfortunate incident.

Health Insurance
Health insurance is a type of insurance that pays for the policyholder's medical and surgical costs. It is designed to cover health care costs, including hospitalization, doctor visits, prescription drugs, and more.

Most health insurance plans also provide coverage for preventive care, such as vaccinations and screenings.

Depending on the individual's health insurance coverage, the insured pays out-of-pocket and is reimbursed, or the insurer pays the provider directly.

In countries lacking universal healthcare coverage, employer benefits packages typically include health insurance.

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