Ever wondered if making monthly payments on your credit card counts as activity? The answer is a big YES! Whether it's payments or purchases, it's all considered activity.
Now, let's talk strategy. If you're not paying off your card in full every month, it might be time to pause the plastic action. 🛑 Remember, if you're in a financial hole, it's time to put the shovel away!
Here's a quick plan: Lock up that credit card, stash it away, and curb the spending. 🤐 If you're carrying a balance, focus on making those monthly payments. Even if it's just $200 a month on a $2,000 balance, that's activity that counts.
Show FICO that you're using your cards responsibly, and watch your credit score climb. 📈 Remember, every payment chips away at that balance and boosts your credit health. Stay savvy, my friends! 💳✨
#CreditTalk #FinancialWisdom #SmartSpending #Creditrepair #aicreditrepair #fortressu #FortressUniversityLIVE
