We're going to discuss EVERYTHING to do with Credit Scores (from an Aussie perspective). Starting from when the credit report is created, what's actually on it, some new changes which are proposed which you need to know about, how to access it and some common things that can affect your credit score.

Plus at the end, I'll go through some best practices so you can increase your credit score. But always keep in mind that we're speaking in a very general sense only and this is not financial advice.

What is a credit score?
A credit score is a number based on an analysis of a person's credit files, to represent the creditworthiness of an individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus.

0:00 - Introduction
1:01 - When is your credit report created?
1:30 - What's on your credit report?
3:45 - Very Important!! - Comprehensive Repayments History
5:04 - How to access your report?
6:22 - How to improve your score?
8:39 - My Experiences
9:03 - Best Practices
10:40 - "Credit Doctors"
11:15 - Why this is important

What impacts your credit score? - [ Ссылка ]
How long do things stay on my credit file? - [ Ссылка ]
FREE Credit Report (Equifax): [ Ссылка ]
FREE Credit Report (Experian): [ Ссылка ]
FREE Credit Report (Illion): [ Ссылка ]
Info on Fixing Credit Score: [ Ссылка ]

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DISCLAIMER:
Fyzee Nauman is not a financial adviser and is not providing professional advice in this video. He is providing general information for education and entertainment purposes only.

You should seek independent legal, financial and taxation advice about how the information in this video relates to your circumstances before you make any investment decision.

Fyzee Nauman is not liable for any direct or indirect loss caused by reliance on the information in this video.

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