Top 5 BEST Bank Accounts of 2022

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▽MY FINANCIAL TOOLS▽

🏦 SoFi Complete Money Management
➤ Checking & Savings - [ Ссылка ]
➤ Credit Card - [ Ссылка ]
➤ Invest - [ Ссылка ]
➤ Budgeting - [ Ссылка ]

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💰 Chime Fully Online Banking
➤ Sign-Up for Chime HERE: [ Ссылка ]
➤ Chime Credit Builder HERE: [ Ссылка ]

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💳 Favorite Credit Cards
➤ Chase Sapphire - [ Ссылка ]
➤ Capital One Venture X - [ Ссылка ]
➤ Chase Ink Business - [ Ссылка ]
➤ Amex Green - [ Ссылка ]
➤ Amex Platinum - [ Ссылка ]
➤ Amex Business Gold - [ Ссылка ]

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📊 Wealthfront Automated Investing
➤ First $5,000 Managed for FREE - [ Ссылка ]

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💵 Current Card
➤ Current | Modern Banking App - [ Ссылка ]

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📸 MY CAMERA GEAR
➤ My Camera: [ Ссылка ]
➤ My Microphone: [ Ссылка ]
➤ My Lights: [ Ссылка ]

#5: Discover Bank
Discover is probably the best hybrid option on today's list since for the most part, it is fully online but still has account options and features of a more traditional bank. So for starters you're going to have these standard checking accounts that it has no fees across the board, gives you access to their network of over 60,000 free to use ATMs, online bill pay features, access to discovers absolutely amazing customer support, and of course the pretty awesome 1% cashback on up to $3000 in debit card purchases every single month. With the savings account, you're currently going to earn 0.4% interest. They've also got a number of more traditional account options that are not offered by the companies we'll talk about later in the video including things like a money market account that gives you around 0.3% currently.

#4: Current
Current has been taking the online financial industry by storm over the past few years and it gives you countless features including the ability to get paid up to two days early, cashback opportunities at a number of different merchants, free overdraft protection and coverage, a network of over 40,000 free to use ATM's plus the ability to deposit cash, and of course no hidden fees and a really awesome teen baking feature that in my opinion is the best team bank account that is currently available.

#3: Capital One
With your Capital One checking account you have no fees across the board, access to the network of over 70,000 free to use ATMs but also really modern features that we just don't see from these national banks like the ability to get paid early, the ability to deposit cash at certain retail locations, you can really easily pay your bills and send money through the Zelle integration and even a number of overdraft options plus pays you a really competitive 0.4%, no fees across the board.

#2: Chime
With the chime spending account, you've got round-up savings tools, access to their network of over 60,000 previous ATMs as well as the ability to deposit cash at those retail locations, free overdraft coverage thanks to spot me and the ability to get paid up to two days early with direct deposit. The savings account currently pays a really competitive 0.5% which is the highest of all of the companies on today's list Plus all of your money is fully FDIC insured.

#1: SoFi
Specifically looking at the SoFi money accounts you've of course got the ability to get paid up to two days early, no fee overdraft coverage, $1.5 million in FDIC insurance, cash back rewards of up to 15% on everyday expenses, round up savings tools, a ton of other insane benefits like phone protection, vaults, and of course the free integration of the SoFi relay tool that allows you to track not only your SoFi accounts but all of your external financial accounts in one place, monitor your credit, your spending, create spending limits and goals, and do so much more right from your smartphone.

0:00-Best Banks of 2022
1:00-#5: Discover Bank
3:12-#4: Current
4:37-#3: Capital One
6:42-#2: Chime
9:02-#1: SoFi Money
12:18-My FINAL Thoughts

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