Can I File Bankruptcy Multiple Times? Portsmouth VA

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Can I File Bankruptcy Multiple Times?

Life's challenges can sometimes lead to recurring financial difficulties. If you've previously filed for bankruptcy, you may be wondering if you can do so again. The short answer is yes, you can file multiple times, but there are important factors to consider.

The timing between filings is critical. For Chapter 7 bankruptcy, you generally must wait eight years from your prior filing date to receive a discharge again. In Chapter 13 cases, the waiting period is typically two years from the filing date or four years from the discharge or dismissal date, whichever is later.

Even if you're within these timeframes, a judge can dismiss your case if they find you're abusing the bankruptcy system. It's crucial to demonstrate a genuine change in circumstances or a good faith effort to repay debts since your prior filing.

If you're considering a repeat bankruptcy filing in Virginia, consult with our experienced attorneys. We'll help you navigate the complexities and ensure your case has the best chance of success, providing you with the fresh start you deserve.

For More Information and a FREE Bankruptcy Consultation, please call (757) 482-5705 or visit us online at www.DebtFreeVA.com

Can I File Bankruptcy Multiple Times? Portsmouth VA

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