If you provide professional services or expertise in a specific field, you could be exposed to a Professional Liability claim. Professional Liability is also known as Errors & Omissions Coverage (E&O) or malpractice insurance depending on the industry. E&O is NOT the same as General Liability insurance and does NOT cover 3rd party injuries-but it does protect you against lawsuits that claim negligence-even if you unknowingly made an error. Talk to a trusted agent who can review your business and let you know if you have an actual E&O exposure and how much coverage you will need.
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What Is Professional Liability Insurance?
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