Gemma Bird lives mortgage-free in a four-bedroom detached house, drives a Range Rover and jets off on multiple holidays a year to plush resorts in Mexico, Lapland and Dubai.

But the 39-year-old mum-of-two, who lives in Billericay, Essex, isn’t an heiress or a lottery winner – no, she’s achieved this comfortable life on a mere £25k-a-year wage.

Now, Gemma, known as Money Mum to her 164k Instagram fans, is sharing her super-saver wisdom with Fabulous as our brand new columnist.

Over the next six weeks, the money saving mum will be helping YOU cash in on everything from groceries to clothes, and holidays to parenting essentials.

This week, Gemma explains how she paid off her £225k mortgage and gives advice for first-time buyers.

Read more here:

I saved £10k a year on a £12k salary – I lived off just £50 a week and my nights out cost a quid, here’s how I did it
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Follow Gemma Bird @MoneyMumOfficial

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