Before apply Home loan, Every person should check how much loan we will get on the basis of Salary and Business Income. In this Video, following answers you will find.
Link: Eligibility of Loan Amount (Copy and paste in Google)
[ Ссылка ]
Link : EMI Calculator and Total repayment of Loan (How Check)
[ Ссылка ]
1-How bank calculate Home Loan Amount.
2-What factors Bank consider for Home loan eligibility.
3-How we can increase the Home Loan Eligibility Amount.
4-After getting Approval online without Fee, Property can be selected.
1- Who can apply for Home loan
Anyone can apply-Salaried person, business man, NRI
2- Purpose of Home Loan.
Purchase of house (Ready to move, Under construction) , self-construction, Home Renovation
3- Loan tenure and period
20 year or 30 year depend on Income (Age 18 to 70 year) even pensioner can apply
4- Loan amount?
Any amount depend on 80% to 120% of registry and market value.
5- PMAY (Pradhan Mantri Awas Yojana )applicable or not
Pls ask your banker or agent and watch video on this topic in details.
6- Which is the best bank for home loan. Data Dated 21/05/2021.
Bank Home Loan Rate Processing Fee
SBI 6.70% Min ₹ 10,000
HDFC 6.75% 0 .50%, Min ₹ 3,000, Max ₹ 10,000
Citibank 6.65%
Bank of Baroda 6.75% Min ₹ 7,500
ICICI
6 .75% 0.25% , Min ₹ 3,000, Max ₹ 5,000
Axis Bank
6.70% 0.20% , Min ₹ 10,000, Max ₹ 25,000
PNB Housing Finance
7.35% 0.50%, Min ₹ 10,000
LIC Housing Finance
6.90% Min
Bajaj Home Finance
6.75% 0.35%
Sundaram Home Finance
6.90% Max ₹ 3,000
Kotak Bank
6.65% Max ₹ 10,000
Yes Bank
8.95% 1.00%, Max ₹ 15,000
Syndicate Bank
6.95% 0.13% , Min ₹ 500, Max ₹ 5,000
IDFC First Bank
8.50% Min ₹ 5,000, Max ₹ 5,000
PNB
7.15% 0.35% , Min ₹ 2,500, Max ₹ 15,000
Reliance Capital
10.00% 1.00%, Min ₹ 3,000, Max ₹ 6,500
