Lessor's Risk Only (LRO) provides liability and/or property coverage for building owners’ who lease out their entire building; or the building owner occupies a portion of the building and leases out the remainder of the building.

This insurance coverage provides coverage for the landlord, not their tenants.

Some typical types of Lessor's Risk buildings include the following:

Professional Buildings – medical offices, professional offices, etc.
Commercial Buildings – warehouses, light mfg., garage businesses, etc.
Mixed Use Buildings – occupied by both commercial and residential tenants
Retail Strip Malls – mercantile businesses, restaurants, etc.

If you have questions, reach out to us at programs@cidinsurance.com.

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CID Insurance Programs is an E&S Wholesaler specializing in commercial insurance products designed for independent and captive insurance brokers’ business client’s needs.

Our wholesale business insurance products encompass a broad range of preferred to manageable hard-to-place risks. CID Insurance has developed strong relationships with both admitted and non-admitted markets. Our commitment is to make the quote and bind process fast and easy for our retail insurance brokers.

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