Millions of Americans have learned a hard truth under Obamacare: just because you have health insurance doesn't mean you can get affordable care. Yet Congress' proposed fixes all seem to revolve around getting people insured. In fact, some experts say one reason health care costs are bloated is because government and private insurance are willing to pay… with our money. Today, in our cover story, we look at three alternative models, as millions of Americans are quietly going outside the box.
