SBI Annuity Deposit Scheme 2023 | Monthly Income From SBI
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State bank of India gives you an Annuity Deposit Scheme where you will deposit a lump sum amount with the bank and get a monthly payment that also has the principal amount and the interest that has accrued on the diminishing principal amount that is held with the bank. They are also called monthly annuity installments. The tenure of the deposits is either three years, five years, seven years, or ten years. The rate of interest is also the same as the term deposit of the same period. Also, the senior citizens would be getting an additional interest rate that is applicable on term deposits. This scheme does not have an upper limit, but the minimum deposit of the scheme is Rs. 25,000. In various cases, you can get a loan of up to 75% of the balance amount. It is transferable among all branches of SBI.
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Topics covered in this video
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