Attorneys Gregory Dell and Rachel Alters discuss long-term disability claims related to Lyme disease. Getting approved for long term disability benefits due to Lyme disease is challenging. Lyme disease is difficult to prove through testing. You may have carried the diagnosis for years with or without symptoms. Insurance companies will often demand objective testing, even if this demand is not required under the policy. Insurance companies may even ignore objective/positive test results. It will be crucial, even with objective findings of the diagnosis of Lyme disease, that you talk to your physician about all of your symptoms, even if some symptoms don’t appear related.
Many individuals with Lyme disease have cognitive problems, fatigue, and generalized pain. Neuropsychological testing may also be helpful to document many of these symptoms. Disability insurance companies do not pay claims based on a diagnosis. They don’t care what your diagnosis may be. However, on the flip side, if you have symptoms that limit your function and disable you from working, that should be the focus, so it is important that you report all of your symptoms to your doctors and the insurance company. It is also important that you treat with doctors who specialize in infectious diseases.
00:00 – Lyme Disease Disability Benefit Claim Tips
05:38 – What Objective Evidence of Lyme Disease Will Disability Insurance Companies Accept?
10:32 – ALL of your symptoms must be in your medical records. We recommend you keep a daily symptoms journal and share the journal with your treating doctors.
13:36 – Neuropsychological testing should be performed if you are having cognitive difficulties.
For an immediate free consultation with one of our nationwide disability insurance lawyers please 📞 call 888-292-8481 or 💻 email [ Ссылка ]. We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.
