Planning to revamp your interiors but can’t afford to?
You could take a Personal Loan but they charge interest ranging from 12% and higher 🤯
Rather I would suggest taking a top-up on your home loan instead. ⬆️
If you have paid 12 or more installments of your home loan EMI, you become eligible to take a top-up home loan, the interest charged under these loans is only 1% higher than your pre-existing home loan - making them some of the cheapest loans available in the market.
To make things sweeter, when a top-up loan is used for the renovation, repairs, or reconstruction of your property you can claim up to INR 30,000 of the interest paid as a tax deduction💰
Most banks 🏦 allow you to take a top-up loan to meet any personal purpose making them a better alternative to a personal loan.
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