*HOW TO CHOOSE THE RIGHT LONG-TERM DISABILITY LAWYER* on the Disability Law Show with Disability Lawyers Sivan Tumarkin and James K. Fireman. Learn how to fight back against the insurance company and get what you're owed in Ontario, British Columbia, and Alberta on Season 1 Episode 8 of the only disability law show on TV in Canada.

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*FEATURED ON THIS EPISODE...*

0:00 Intro

0:32 *Insurance company reverses decision*
Disability Lawyer Sivan Tumarkin shares four client stories where the insurance company reversed their original decisions to deny long-term disability.

4:30 *Case Agent accepts then denies LTD*
A case agent can tell you one day that your long-term disability claim is approved, and then deny your claim the next week. Can they do that? And what happens your disability claim is denied, even if you have support from a doctor?

9:33 *Top 3 Reasons Why You Should Call the Right Disability Lawyer*
9:35 1️⃣ They will deal with the insurance adjuster on your behalf, so you don’t have to speak with them anymore
11:26 2️⃣ They will force the insurance company to pay you what you are owed
12:54 3️⃣ They will protect you against unfair tactics and bullying by the insurance company

14:06 *Financial consultant denied LTD after stroke*
My father had a stroke at work last February, and has been unable to move part of his body ever since. He is a financial consultant. He was denied long-term disability because the insurer says that his job is sedentary and he can do it from home. That’s not true. He still needs to meet with clients and travel. Is there a point challenging the insurer? They can probably outfight us.

18:46 *Unionized Nurse with MS can't work, no LTD*
I’m 48 and have worked as a nurse for over 20 years. I have MS and can’t work. I’ve applied for long-term disability and was denied last week. I am unionized. Can I have you help me or do I have to go to my union? How does it work with unionized employees and long-term disability denials?

20:47 *Second Appeal Failed, What Happens Now*
My long-term disability claim was denied well over a year ago. My first appeal of the decision failed, and I have just filed my second appeal. Should I call you for help if the second appeal is denied as well? Appealing a long-term disability claim denial.

22:51*Disability benefits after At-Fault Accident*
If someone becomes disabled in a car accident they themselves caused, can they still get long-term disability, or can the adjuster reject their claim because it was an at-fault accident?

24:20 *LTD Assessment Identifies Another Job*
The insurance company wants me to undergo an assessment to determine what other jobs I can do. Do I have to do one of the jobs identified in that assessment? What are my rights when my insurer pushes me back to work at another job?

27:53 *The Takeaway*
Sivan explains why you are not alone when your LTD claim has been denied.

*DISCOVER YOUR RIGHTS!*

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