Navy Federal Internal Score: The Key to Higher Credit Limits & Approvals
Key Points about Navy Federal's Internal Score:
🔴Member behavior (how often you use your NFCU accounts, length of relationship)
🔴Recent activity (new loans or credit cards, credit inquiries)
🔴Credit history (payment patterns, outstanding debt)
How to Improve Your Navy Federal Internal Score:
✅Pay bills on time: Always pay your loans, credit cards, and any other NFCU-related debt on time.
✅Maintain low account balances: Keep your credit card balances low relative to your limits (aim for under 30% utilization).
✅Establish a long-term relationship: The longer you’ve been with Navy Federal and the more positive your history, the better your internal score is likely to be.
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DISCLAIMER:
I am not a financial advisor and nothing in this video should be considered legal advice. You should do your own due diligence and research. Everything here is for informational purposes only and not for the purpose of providing legal advice. You should contact your financial advisor to obtain advice with respect to any particular issue or problem. Thank you for supporting my channel.
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