Post Office Monthly Income Scheme (MIS) || Best Investment Plan for Monthly Income?
The Post Office Monthly Income Scheme (POMIS) is a government-backed investment scheme that allows you to save a fixed amount every month and earn a steady monthly income. The interest rate for POMIS is currently 7.40% per annum, and the minimum monthly deposit is Rs. 100. You can invest up to Rs. 9 lakh in a single account and Rs. 15 lakh in a joint account.
The interest on POMIS is paid out monthly, and you can choose to either withdraw the interest or reinvest it in the scheme. The maturity period for POMIS is 5 years, but you can also choose to prematurely close your account after 1 year.
POMIS is a safe and secure investment option, and it is a good way to generate a steady monthly income. If you are looking for a low-risk investment option with guaranteed returns, then POMIS is a good option to consider.
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