00:00 Intro
01:14 - When Can You Claim
04:04 - No Increase Past FRA
04:43 - Survivor Benefits
05:17 - Deemed Filing
06:54 - Switching Between Personal Benefit & Spousal Benefit
09:50 - Ex-Spouses
10:56 - Government Pension Offset
11:58 - Bloopers

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