In this video we are talking about the Citi Trifecta and the 3 credit cards that make up this credit card setup. Those credit cards are the Citi Double Cash, the Citi Custom Cash, and the Citi Premier card which are all excellent on their own but even more powerful together in the Citi Trifecta setup!
The Citi Double Cash and the Citi Custom Cash both have no annual fee and are 2 of the most popular credit cards on the market. They both earn Citi Thank You Points which can either be redeemed for cash back or saved to later be redeemed with transfer partners on the Citi Premier card. The Double Cash credit card gets 2x points on everything while the Custom Cash credit card gets 5x points on your highest spend category each billing cycle. The Citi Premier credit card costs $95 per year, but is one of the best everyday spending credit cards because it gets 3x points per dollar at gas stations, supermarkets, restaurants, hotels, and airline tickets. So you’re earning Citi Thank You Points in many ways, and those points are very valuable when used the right way for travel! When redeeming Citi points, you will want to aim for at least 2 to 3 cents per point or more in value because that beats the standard 1 cent per point value of these credit card points for cash back.
However, even though you might be able to earn a lot of points and redeem them for travel by using the Citi Trifecta, there are still some areas where it falls short. Two major disadvantages are that there are no travel protections or benefits, and the Citi Double Cash also does not typically offer a sign up bonus which is sad to see.
Overall, I think the Citi Trifecta credit card setup is very solid for the average person that is looking to optimize the return they get on spending. The transfer partners and transfer bonuses that can be found on the Citi Premier can make the points you earn very valuable. But you need to be aware that you’re missing out on a lot of travel benefits and protections that most other premium travel credit card setups provide.
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CHECK OUT SOME OF MY OTHER VIDEOS:
▶️ What's In My Wallet For MAX Value (Summer 2023): [ Ссылка ]
▶️ Chase Trifecta - The #1 Credit Card Setup For FREE Travel: [ Ссылка ]
▶️ Amex Trifecta - A Powerful Setup (But Not Worth It?): [ Ссылка ]
▶️ Capital One Duo - The BEST Setup No One Talks About: [ Ссылка ]
▶️ How We Got $27,300 of FREE Travel With Credit Cards: [ Ссылка ]
▶️ Ranking My 16 Credit Cards (WORST to BEST): [ Ссылка ]
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The Citi Trifecta is ALMOST Perfect (Here’s Why)
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