When students learn about personal finance topics like budgeting and interest rates, it can lead to financial benefits that last well into adulthood.

Financial literacy has become a big topic in recent years, with many schools taking concrete steps to integrate it into the K-12 curriculum. This is a welcome trend, as research shows that learning about personal finance leads to widespread benefits when students enter the adult world—from less debt and greater savings to higher credit scores. There are many ways to teach financial literacy and integrate lessons on topics like budgeting, taxes, and interest rates into coursework, regardless of subject or age level. Here are five engaging and easy-to-deploy personal finance lessons to try out this year, to help young people build better money management skills.

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