The fraud caller first sends a QR payment code to the gullible usersand lures them of cash back or price etc.
As you know using UPI you can either request money or pay money from your account.
in this case the fraudsters send UPI money request in the form of QR code.
You should understand that for receiving funds into your account you need not use your UPI pin.
But these fraudsters make the innocent users believe that they get money by entering UPI pin where as it's the reverse and they end up making payment from their own account to these fraudsters account.
since users himself makes payment from his phone by entering UPI pin, even police or Bank will be helpless.
Hence please be aware and do not get duped
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