1 Crore Term Insurance at Zero Cost 😱 || bekifaayati #shorts #youtubepartner #youtubeshorts
The zero-cost term plans are are generally 25-35% costlier than the traditional term insurance plans. Although you would receive the premiums back, you would be losing out on any interest you could've earned on the additional premium over the 10-15 years of the plan, and this is the 'cost’ associated with this type of plan.
If you simply invest the additional premium, you'd be able to generate a corpus that will be much more than the amount you'd get as a return of premium at the exit.
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