NSC vs KVP scheme which scheme is better for investment in 2022. कौन है बेहतर? - कहां करना चाहिए निवेश. Disucssion on Maturity period, Interest rates, Premature Withdraw. NSC & KVP Calculator

#NSCvsKVP #NSCPostOffice #KVPPostoffice2021 #PostOfficeScheme2021

Post office interest rate 2021 Feb | MIS, KVP, NSC, RD, SCSS - [ Ссылка ]
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Fixed Deposit (FD) interest rate 2021 All Govt, Private, Small finance Banks - [ Ссылка ]

When interest rates will increase
Interest rates
Calculator and Premature encashment
TDS and Tax rules
NSC : 5 Years
KVP : 10 Year and 4 months
Once open interest rate is fixed for full tenure. New rates applicable to new deposit only
NSC : 6.8% and KVP : 6.9%
If you deposit via Agent, then he/she gets commission of 0.5% from Post office.
No TDS by Post office in both NSC and KVP.
No 80C benefit in KVP but NSC has 80C tax benefit

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Govt bank FD Rates increased by SBI bank - [ Ссылка ]
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Saving account cash deposit limit 2020-21 - [ Ссылка ]


NSC : Premature withdrawal not allowed but can be redeem in case of death. Transfer of certificates from one person to another can also be done only once from date of issue to date of maturity. KVP may be prematurely closed in below condition. On the death of a single account, or any or all the account holders in a joint account. After 2 years and 6 months from the date of deposit.

कितने रूपये तक की FIXED DEPOSIT (FD) कराने पर नहीं होगी आयकर विभाग को सुचना - [ Ссылка ]
Post office RD rates 2021 | Post office RD Scheme calculator हिंदी - [ Ссылка ]
Saving account cash deposit limit 2020-21 - [ Ссылка ]

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