Know how you can do UPI payments without the internet:

Step 1: Dial *99# from a phone with a mobile number which is directly linked to your bank account.

Step 2: Menu will be opened with a title “Send Instructions”.
Available facilities to initiate from bank account is:
Send money
Request Money
Check Balance
My profile
Pending request
Transactions
UPI Pin

Step 3: Select the option you want to use. Here let's say you want to send money

Step 4: You have an option to send money with information like: Mobile No, UPI ID, Saved beneficiary, IFSC & Account number.

Step 5: Enter mobile number, UPI id or even select beneficiary from saved list from bank account.

Step 6: Enter the amount and then select send. You will also be given a remark option.

Step 7: Enter UPI PIN

Step 8: Your transaction is successful.

Upper limit: Rs. 5000 per transaction

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