In this step-by-step guide, learn how to file a Consumer Financial Protection Bureau (CFPB) complaint to dispute and remove collections from your credit report within as little as 30 days! Dealing with debt collectors can be daunting, but with the right approach, you can take control of your credit score. Follow along as we break down the process, provide valuable tips, and empower you to tackle debt collection issues effectively. Don't let collections weigh down your credit history—take action today! #CreditRepair #CFPB #DebtCollection"

I ask CHAP GPT to create a dispute/complaint letter using the following:

Please create dispute letter and complaint to the Consumer Financial Protection Bureau to the collection agency portfolio recovery, as they have violated my rights using the following consumers laws: In my dispute letter I am letting the collection agency know that you are disputing owing any and all debts to them. Also in the dispute letter I am revoking all rights of them communicating with you through email/text/calls.

In my dispute letter I am requesting debt validation, also requesting the purchase agreement between them and the original creditor. Also requesting that they furnish proof that they are licensed and bonded.

Using the following laws:

-Collection Agency has not provided validation information under 12 CFR 1006.34(b)(5) but yet they placed a collection on my consumer report.

-I have not been given a chance to dispute account according to 12 CFR 1006.34(C)(4)(i).

- The Collection agency is violating my consumer rights by using false, misleading, misrepresentation and deceptive means.

- Collection agency has no authority to furnish any accounts to a consumer reporting agencies without providing any and all disclosures required by law and they are in clear violation of 12 CFR 1006.34(d) and 15 USC 1681-S 2(7)(A)


Link to get LIVE instructions and Q & A - [ Ссылка ]

Link to get ebook- [ Ссылка ]

свернуть