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This audio podcast summarizes the Banking Laws (Amendment) Bill, 2024, introduced in the Lok Sabha. The bill significantly amends several key banking acts, impacting areas such as cash reserve definitions, director tenures and affiliations in cooperative banks, the definition of "substantial interest" in a company, nominee appointment processes for deposits and other bank holdings, and the handling of unclaimed amounts. Further changes include allowing banks to determine auditor remuneration and broadening the scope of funds transferable to the Investor Education and Protection Fund (IEPF). The overall purpose is to modernize and clarify various aspects of banking regulations in India.

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