As a real estate professional who specializes in residential homes in the greater Portland, Oregon area, I have the priviledge of helping clients with their real estate needs. Unfortunately, that sometimes also includes helping them sell their home as a short sale. During the short sale transaction, one of the most important times is when we receive an approval letter from the bank. This letter spells out the terms and conditions the bank is willing to accept and to proceed forward with as it relates to the transaction. The is probably the most powerful and important document during the entire short sale. Knowing how to read the approval letter and making sure all the number tie together (making sure that the amount we are asking for, the commissions, concessions, prorations, and closing costs are accounted for) is a real art. The other thing that needs to be on the approval letter is clearly stated difficiency release language.

If you are considering selling your home as a short sale, it is important that you contact me right away. I will set a FREE consultation with you and Bill Kimmer of Metro Mortgage Consultants. I can be reached on my cell phone at 503-407-3767 or by email at stevewhite@remax.net. At that appointment we will discuss all of your options available to you and give your a clear road map on how to proceed. This is not the time for you to feel overwhelmed, give up or to protend that the situation doesn't exist. Now is the perfect time to initiate and to start making smart decisions to build your future. It is a small investment of time to begin capturing peace of mind again. For more videos about buying or selling a home, go to www.YouTube.com/SteveWhiteRealtor.

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