#phoenixmortgagelender #preapproval #realestate

Mortgage is our ministry! Need a mortgage or want to discuss your scenario? We are licensed and serving families in 48 states for purchase and refinances.

Here is how to contact me:
1. Apply for a mortgage Loan now at [ Ссылка ] . Once you apply, please shoot me an email with your name and contact info at jimmy.vercellino@myfw.com so we can be on the lookout for your submitted app!
2. Call me 602-908-5849
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Jimmy Vercellino, Mortgage Loan Originator / Regional Residential Mortgage Director NMLS 184169 at First Western Corporate NMLS 477166
Vercellino Team Headquarters: 3602 E Campbell Ave, Phoenix, AZ 85018
Equal Housing Lender- For licensing, go to www.nmlsconsumeraccess.org
Top 1% Mortgage Originators in the Nation

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Phoenix Mortgage Lender Jimmy V shares information about the Federal Housing Administration Loan- commonly referred to as a FHA Loan. It's important to know FHA does not lend the money. The mortgage company lends the money and FHA protects the mortgage lender from default. Because of that, FHA has particular guidelines YOU- the buyer- must adhere to. For example, the FHA down payment requirement on a mortgage loan is only 3.5% and can be a gift from a family member. FHA Home loans also allow home buyers with less than perfect credit to take advantage of home ownership with credit score requirements as low as 640. It’s also worth noting that FHA limits vary depending on which county you live in. For example, as of January 2020, in Maricopa county the FHA loan limit is $331,760. If you’re interested in purchasing a home and would like to find out more information about how an FHA loans work and whether or not its right for you, contact my office today to schedule your very own preliminary mortgage consultation at 602-908-5849 or visit my website at PHXHomeLoan.com.

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