IDR is a mess. But there’s some hope in the chaos. Here’s the latest with IDR recertification. And if you’re looking for IDR recertification tips, read this next: [ Ссылка ]

NOTE: On Nov. 15, Dept of Ed announced that they will re-open the PAYE and ICR plans in early December. This is intended to provide more paths to paying as little as possible while pursuing #PSLF for example. Read more: [ Ссылка ]

00:00 Introduction
00:30 IDR recertification pushed to January 2026
02:10 What to do if you're seeking forgiveness
03:55 When to go for PSLF buyback
04:31 Higher payments on IBR plan
06:40 IBR processing updates
08:19 SAVE plan forbearance updates
11:24 PSLF buyback decisions

📩 Get the brand new IDR calculator that minimizes your student loan payments so you can use the money on better stuff: [ Ссылка ]

#IDRrecertification #IncomeDrivenRepayment #StudentLoans #StudentLoanPlanner

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