If you check your credit scores at each credit bureau, you will likely get three different numbers. Why would your scores be different between Experian, Equifax, and TransUnion? Watch this video to find out why this happens and if it is important for your credit scores to be the same.
TIMESTAMPS
0:00 Intro
0:51 Common credit score myth
1:37 Why would your credit scores be different?
2:19 Credit scoring models customized for each credit bureau
3:00 Different credit report data
3:33 Things that may be different on your credit reports
4:17 FICO vs. VantageScore models across the credit bureaus
4:51 Is it important for your credit scores to be the same?
ABOUT CREDIT COUNTDOWN
Credit expert John Ulzheimer shows you how credit works. Having worked in the credit industry for nearly three decades for companies such as FICO, Equifax, and Credit.com, John Ulzheimer is one of our nation’s most sought-after credit experts and the leading authority on credit-related topics.
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