chip in- If two or more people add money together to pay for something, they are chipping in. If you chip in for a gift, you give money with one or more people to pay for the gift.

cut back- when you cut back on spending you try and spend less. Maybe you have been cutting back on your expenses so that you can save some more money for a vacation. I have to cut back my spending on eating at restaurants when I want to save money.

a rip off/to rip off- when you rip someone off you give them a bad product or service, or maybe you make them pay without giving them what they paid for. we can also use this as a noun and say that something was a rip-off if you paid too much money for it.


In this lesson, you will learn 25 important polite English phrases you NEED to know in order to sound polite. In order to sound polite in English, you do not need to constantly say “I’m sorry” and apologize, in fact, I want to teach you phrases that will help you stop over-apologizing. If you are speaking English in a formal setting or a more casual setting, these phrases will help you in your everyday conversations with American English speakers.

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Subscribe to English with Kayla to learn English with Teacher Kayla from the United States. Learn about different English conversation topics each week, and learn many new natural English phrases. Study the American accent, vocabulary, idioms, and phrasal verbs with Kayla. English with Kayla will help you expand your English vocabulary and feel confident to speak in English conversation. I teach English that you will find native English speakers using in their daily vocabulary, not English from a textbook. Subscribe for New Natural English speaking lessons every week and visit Englishwithkayla.com for more lessons.

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