Should you put 20% down when you make your next home purchase? There are quite a few benefits of 20 percent down payment.

I've covered the fact that you do not need 20% down but sometimes it just makes sense. But it depends on many factors, all of which should be considered when deciding on the amount you'll put down. In fact, sometimes a 20% down payment is required.

Your decision on down payment may depend on whether you're a first time buyer or move up buyer with equity you can roll over into the next home.

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Scott Wynn
Wynn & Eagan Team at Citywide Home Loans
Mortgage Advisor
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