The Solvency II Directive 2009/138/EC is an EU Directive that codifies and harmonises the EU insurance regulation. Primarily this concerns the amount of capital that EU insurance companies must hold to reduce the risk of insolvency.
Following an EU Parliament vote on the Omnibus II Directive on 11 March 2014, Solvency II is scheduled to come into effect on 1 January 2016. This date has been previously pushed back many times.
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