[ Ссылка ] - This is a series of Questions and Answers to help you understand Vision Insurance. To get MORE information, go to [ Ссылка ] and you can get much more info.

The topic of this video is: Is This Voluntary? What Does That Mean?

Here is some of what is discussed in this video:

Charlie: Here's one that is just three words. Is this voluntary? Nobody is putting my back to the wall and telling me that I have to buy the insurance. Are we looking for a good top-of-the-line vision insurance company, is it voluntary from the individual corporate member? What is it they're asking me here, "Is it voluntary?"

Daniel: More and more these days we are seeing voluntary programs. Basically it's who pays. Is the employee paying and electing to sign up on their own? If they're paying for it, you can't force them to sign up.

If a company is paying for it, typically everyone is signed up. Sometimes it's tied to medical, if you get the medical benefits then you get the vision, the dental, and so on.

Voluntary is typically asking who is paying. Do I have to pay for it myself, do I have the option to sign up? If there are options, it's voluntary.

Maybe a company pays 50% and you pay 50%. Again, the company can't force you to pay 50%, at that point it's voluntary.

Charlie: So it's voluntary whether or not I sign up.

Daniel: Correct.

Charlie: My being the Head of HR, I can select a plan. We want to make sure that a terrific vision insurance company allows me to have voluntary plans.

Daniel: Right. Again, if you're focused on just cost, there could be a cheap premium, but maybe there are high co-pays, or maybe at the end when they go to pay the doctor there's a lot of out of pocket. Costs be deceiving on a voluntary plan especially.

Charlie: Okay.


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You know you need great vision and eye care is vital. PLUS, getting an eye exam can help determine other physical problems like MS (in addition to glaucoma and other diseases of the eyes).

Companies and nonprofits often offer Vision Insurance as a benefit to their employees and associates. But not too many people know much about it, so this series was created.

Eye glasses, contact lenses, and good vision health - learn more in this series by going to [ Ссылка ]


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