Hey friends! It's Bernadette Joy here, back with part two of my journey from $300K debt to an Oprah's List acclaimed author and investor.
Eight years ago, in November 2016, I hit my first major milestone on my path by paying off $72,000 of student loans. Whether you're looking to crush your money goals or seeking an escape plan from debt, I've got you covered with practical money tips and personal finance strategies.
In this video, I’m diving deeper into the secrets that helped me retire in my 30s, which I shared at a recent speaking engagement. From understanding your net worth to spending intentionally, these insights are designed to help you navigate your own debt-free journey. Remember, personal finance is not just about numbers; it's about planning and healing those money wounds.
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CHAPTERS:
00:00 - Intro
01:09 - Michelle Kwan Money Lessons
05:17 - Understanding Net Worth
10:20 - Intentional Spending Strategies
12:44 - Budgeting for Financial Independence
18:10 - Healing Money Wounds
25:44 - Commitment to Financial Goals
27:07 - Join the Financial Bootcamp
27:30 - Ching-Checklist Overview
28:39 - Emergency Fund Allocation
28:57 - Managing Credit Card Accounts
