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The VA loan program provides a couple of different options if you want to refinance your home loan.

The two main options you have are the VA cash-out refinance and the VA streamline refinance. You may also hear about the VA IRRRL, which is simply another name for the VA streamline that stands for "interest rate reduction refinance loan."

The type of VA refinance you choose will depend on your current situation and what your goals are for the refinance. Eric Kandell, the president and CEO of Low VA Rates, explains what situations and goals match up with each of these refinance types.

In addition, if you watch to the end of the video, Eric also talks about the EEM or energy efficient mortgage, which is an add-on you can use with either type of VA refinance.

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This video is not intended for residents or homeowners in the states of WA, NY or MA.

Low VA Rates NMLS# 1109426 Archived video notice: This video is not current and may contain content that, while accurate when recorded, may not reflect current market conditions. As is customary on the YouTube platform, older videos remain in our account for transparency and statistical purposes, and we do not necessarily have control over which older archived videos YouTube’s algorithm may suggest for you. For that reason, please always check the date of a video to ensure that it is dated recently before relying on its contents. The mortgage market is very dynamic and laws, regulations, rates, and programs are always changing. If we have a more up-to-date video on the same subject, you should be able to sort our videos by date uploaded on our main channel landing page: [ Ссылка ]. This video is not applicable to borrowers in the State of Washington.
This video is not intended for residents or homeowners in the states of NY or MA.

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