#valoans #preapproval #realestate
Serving Veterans is my civilian MOS! Need a mortgage or want to discuss your scenario? We are licensed and serving Veterans in 48 states for purchase and refinances.
Here is how to contact me:
1. Check your eligibility and receive a personalized evaluation of your VA Loan: [ Ссылка ]
2. Email me at jimmy@valoansforvets.com
3. Call me 602-908-5849
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Jimmy Vercellino, Mortgage Loan Originator/Regional Residential Mortgage Director NMLS 184169 at First Western Trust
Corporate NMLS 477166
VALoansForVets.com Headquarters: 3602 E Campbell Ave, Phoenix, AZ 85018
Equal Housing Lender- For licensing, go to www.nmlsconsumeraccess.org
Top 1% VA Lenders in the Nation
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Items Needed for a VA Home Loan: [ Ссылка ]
What Are The Different Types of VA Loans?: [ Ссылка ]
VA Loans In 2022: Everything You Must Know: [ Ссылка ]
Are you aware of this little known fact as it relates to the VA Home Loan benefit? We’ve seen on multiple occasions individuals not taking advantage of surviving spouses benefits of veterans who have passed away due to a service related injury. A large population of veterans and their spouses are not aware of this.
Over the last year I’ve seen this happening quit a bit. The spouse of a Veteran has contacted us and has asked us the question, “Could they use their late husband’s VA home loan benefit?” The answer is “YES”! Here’s what you need to know when a surviving spouse is utilizing their VA home loan benefit on behalf of their significant other who has passed:
The cause of death must be service related. ( ie: a Vietnam Veteran who passed away from cancer. The cancer was directly related to the agent orange exposure they received in Vietnam, or I should say subjected to in Vietnam.) We took a copy of the Veteran’s certificate and matched it to the Veteran’s VA Service Connected disability and discussed the agent orange exposure and provided it to the Department of Veteran’s Affairs and we were able to document the cause of death was directly related to the service members ailment. From there we got a copy of the Veteran’s DD214 and obtained their certificate of eligibility. These forms will show us the type of income the surviving spouse must have to ensure we can get their VA loan locked on for them. It’s called VA Benefit Dependency Indemnity Compensation. This document will show the income that the spouse is receiving on behalf of the late service member.
Here’s what we’ll need to get started:
A copy of the service members DD-214
A copy of the service members certificate of eligibility
A copy of the service members death certificate
We’ll need to tie the death certificate to the veterans service connected disability
#VALoans #VALoansForVets #VAMortgages
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