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1. Documentation Preparation:
• Both the seller (current owner) and the buyer need to gather necessary documents for the transfer. These documents usually include the original RC, sale agreement, insurance papers, pollution under control (PUC) certificate, address proof, identity proof, and passport-sized photographs.
2. Sale Agreement:
• The seller and the buyer need to create a sale agreement mentioning the details of the vehicle, sale amount, and other relevant terms. This helps establish the transfer of ownership.
3. Visit to Regional Transport Office (RTO):
• Both parties need to visit the local Regional Transport Office (RTO) where the vehicle is registered. Some jurisdictions also allow online application submissions.
4. Application Form Submission:
• The buyer needs to submit the relevant application forms for ownership transfer. These forms could include Form 29 (Notice of Transfer) and Form 30 (Intimation of Transfer of Ownership).
5. Transfer Fees and Taxes:
• The buyer is usually required to pay a transfer fee and any applicable taxes to the RTO. The amount varies based on the vehicle's category, age, and location.
6. Vehicle Inspection:
• In some cases, the RTO might require a physical inspection of the vehicle to verify its condition.
7. No Objection Certificate (NOC):
• If the vehicle was originally registered in a different RTO jurisdiction, a No Objection Certificate (NOC) might be required from the original RTO.
8. Clearance of Dues:
• The seller needs to clear any pending dues like outstanding loans, fines, or taxes related to the vehicle before the transfer.
9. Verification Process:
• The RTO will verify the documents and process the transfer request. This might involve checking the authenticity of the sale agreement and ensuring that all required documents are in order.
10. New RC Issuance:
• Once the verification is complete and all requirements are met, the RTO will issue a new RC with the buyer's name as the new owner.
11. Updating Insurance and PUC:
• The new owner should update the vehicle's insurance policy and obtain a new Pollution Under Control (PUC) certificate.
12. Notification to Insurance Company:
• The seller should inform their insurance company about the transfer so that the policy can be updated or canceled accordingly.
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