In this video, Anaelysse from United Commercial Insurance breaks down the differences between workers' compensation and occupational accident policies for those in the trucking industry, specifically owner-operators. Learn why occupational accident insurance is often preferred for independent contractors and how it may fulfill contract requirements without the cost of traditional workers' comp. Analise also shares valuable advice on navigating contract requirements and how United Commercial Insurance can assist you in choosing the best coverage for your business. If you're uncertain about your insurance needs as an owner-operator, this video is a must-watch!


00:00 - Introduction to Workers’ Compensation vs. Occupational Accident Policies
00:40 - Workers' Compensation Overview for W2 Employees
01:11 - Occupational Accident Policies for Owner-Operators
01:43 - Contract Requirements and Policy Flexibility
02:13 - How United Commercial Insurance Can Help

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