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In This video, "Yes Take The Student Loan Out In The Student's Name - College Student Loan Basics," I go over the reasons why you should look to take the college loans in the student's name. A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. It may differ from other types of loans in the fact that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in school. It also differs in many countries in the strict laws regulating renegotiating and bankruptcy. This article highlights the differences of the student loan system in several major countries.
There are three types of student loans: federal loans, private loans and refinance loans once you leave school. Here's a guide to your college student loan options.
In this video, How to choose the right student loan - Variable loans Vs Fixed Rates choosing the right student loan," in addition we discuss why you take the student loan in the student's name when possible. Also we discuss refinancing student loan debt especially if you are looking to go with a Variable rate. We talk about Parent Plus loans, NJ Class Loans and Private loans like Sallie Mae, Nelnet, Sofi, Citizen Bank, Discover, etc. We talk about when not to take a private student loan and when to go with a state loan like NJ Class, Vermont Student loan, PHEAA Student loan. We talk about what interest rates make sense when you are deciding on a student loan and when to take the variable student loan over the fixed student loan and when it makes sense to go with the Federal Parent Plus Loan.
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