Ramit Sethi of I Will Teach You To Be Rich talks to Jack and Christina, both 33 and born in Russia. With two young kids, they’re looking ahead to number three and to buying a home. But they have $0 in savings, too many expensive vacations, and $87,500 in credit card debt that they can only afford minimum payments on right now. Christina’s income as a doctor triples soon, can it solve everything?

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Can’t-miss moments
00:00:00 — 1: Opening
00:02:23 — 2: The moment Christina realized they might not have a place to live
00:07:35 — 3: The Hawaii trip they're still paying for
00:18:33 — 4: How much is Christina going to start making as an oncologist?
00:23:43 — 5: What does "six figures" actually mean?
00:26:26 — 6: Ramit reveals what Jack wrote on their application
00:28:23 — 7: Ramit breaks down their numbers
00:32:14 — 8: The single thing you need to do if you have credit card debt
00:43:30 — 9: It's really hard to go down in spending
00:53:33 — 10: Ramit breaks down what's really going on
00:58:55 — 11: Jack and Christina's follow-ups

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Produced by Crate Media.

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