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The Blue Cash preferred is $95 per year which in the grand scheme of paid credit cards that’s about as cheap as it gets. I have seen them run offers in the past where they will waive that fee for the first year but as always those offers are constantly changing. At the moment it looks like they’re offering a $400 cash sign-up bonus when you spend just $3000 in the first six months of having this card. You’ll get 6% cashback on groceries on up to $6000 in purchases each year at US supermarkets. You also get unlimited 6% cashback on select US streaming services which includes a number of things that you’re probably already paying for and outside of that you also get 3% on US gas stations and transit including things like taxis ridesharing parking in that kind of stuff and then one percent unlimited cashback on all other purchases.

The core benefit here is obviously the cashback bonus categories but you are going to get return protection on eligible items under $300 even if the merchant does not accept your return and that has a limit of $1000 per year. You also have purchased protection of up to $1000 per eligible incidents and $50,000 per year, extended warranty protections where they will give you an extra year of coverage on items that have an existing warranty of up to five years and that offers you $10,000 in coverage per eligible item and $50,000 per card. And lastly, You get the standard car rental loss and damage insurance that comes with pretty much every American Express product as well as their global assist hotline and customer support which my experience is some of the best in the industry.

There are a few final cons that you will wanna keep in mind. First of all in this is a huge bummer in my opinion, there is still a foreign transaction fee of 2.7% which for a card that has a $95 annual fee is honestly shocking. And lastly, this card does require good to excellent credit to get approved which isn’t surprising considering it is more of an intermediate product but just another thing you want to keep in mind if you are considering applying.

0:00-Amex Blue Cash Preferred
1:37-Cash Back Categories
4:49-Additional Benefits
6:12-Is THIS CARD Right for You?
7:30-The BIGGEST Cons

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