✅. Most Credit cards offer, a VARIABLE APR interest rate, which means it goes up and down based on the federal reserve rate.

✅. Asking and negotiating with your banks 🏦 to lower your APR, reduces your monthly payments, and also reduces your interest charges.

✅. Remember, if you don’t carry a balance on the credit card, do you WONT BE charge an interest charge. NO BALANCE NO FEE. ❌💳

✅. The federal reserve raise interest rate this month again! You be Constantly monitoring and checking your APR! .💳

#Creditcard #credit #creditrepair

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