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How to upgrade your #HDB FAST!
First group: Couples bidding to buy their first HDB flat
1) HDB ownership rules: Joint ownership vs Owner+Occupier
2) Loan size tips: Is 5x median annual household income too much?
Second group: Families who have already bought, how you can upgrade to private property or sell HDB and buy two #privateproperty
Step 1: Save on mortgage now by refinancing
Step 2: Save on family expenses from all angles
Step 3: Invest your new extra savings
Step 4: Calculate how much CPF and cash is coming back if you sell your HDB
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Recommended videos
1) Why TENGAH BTO: [ Ссылка ]
2) Can You Really Sell HDB Buy 2 Condo? 🤦♂️ ("Asset Progression" Explained) [ Ссылка ]
3) How To Decide Between Resale, BTO And Condo! | Grants And Details Explained [ Ссылка ]
4) How much I spend in a month: [ Ссылка ]
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This is not a recommendation to buy or sell any securities mentioned. The information contained are ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material.
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About Josh:
Josh holds a degree in Accounting.
In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips to help you kickstart your journey towards financial freedom.
As a ChFC charterholder, Josh has agreed to be bound by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video. No products were advertised.
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