3 FAST FACTS ABOUT CANCER AND LTD on the Disability Law Show with disability lawyer and Partner Tamar Agopian. Learn how to fight back against the insurance company and get what you're owed on Season 5 Episode 26 of the only disability law show on TV in Canada.
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📧 help@disabilityrights.ca
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*FEATURED ON THIS EPISODE...*
0:00 - Intro
🔹Insurer insists on another occupation - 1:02
I was diagnosed with Crohn's disease but managed to keep working for years in a sales role. After a regression in health, I applied and was initially approved for LTD. After almost 2 years, I was cut off.
📧 Surveilled while on LTD - 8:39
EMAIL from Help@DisabilityRights.ca: "I’ve been on long-term disability for over a year. I noticed in the past couple of weeks someone is following me with a camera while I do errands. I’m worried that the insurance company is going to use this against me. Should I change my habits because of possible surveillance? My doctors have encouraged me to try to find a routine to improve my mental health."
▶️ 3 Fast facts about cancer and long-term disability:
1️⃣ Individuals diagnosed with cancer who have been able to work for a period are still able to apply for LTD with the support of their doctor. - 14:17
2️⃣ Some disability policies consider cancer to be a pre-existing condition. - 16:49
3️⃣ Many claims are still denied as insurance companies believe individuals are able to do sedentary tasks. - 19:33
❓Medical condition deemed "work-related" - 23:30
[ Ссылка ]: My brother was recently denied LTD because the insurance company believes his back issues were work-related. He was working as a mechanic, but his injury developed while doing some work around his home. His doctor and physiotherapist think he may never be able to return to his job. Is he still entitled to benefits?
📧 Insufficient medical documentation - 25:59
EMAIL from Help@DisabilityRights.ca: "It took some time for my sister to send the necessary medical records to the insurance company as her treating doctor was away. Her claim was then denied due to insufficient medical information. I don’t understand how this is possible. Should she appeal this decision?"
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